Help for businesses in financial difficulty
An early diagnosis protects the most value. I help establish the real state of the situation, choose the right path, and guide the company through restructuring or — where that is the only responsible option — through bankruptcy proceedings, all under Polish law.
Financial diagnosis and choice of path
An analysis of the causes of difficulty, liquidity, and liabilities, to establish whether restructuring is justified and, if so, which procedure fits the scale and nature of the problem.
Arrangement approval procedure
The most flexible restructuring procedure — with documentation prepared well in advance, the vote-collection process can begin efficiently. See our dedicated article.
Other restructuring procedures
Where the scale of disputed claims or the case's complexity requires it, I also consider the accelerated arrangement procedure, the arrangement procedure, or remedial proceedings — each with different admissibility conditions and a different scope of protection.
Arrangement proposals and documentation
Preparing arrangement proposals, a restructuring plan, and the documentation required in the course of proceedings, in line with Polish restructuring law.
Support in creditor negotiations
Help preparing and conducting negotiations with creditors — banks, business partners, public-law bodies — to work out terms acceptable to both sides.
Bankruptcy proceedings for a business or company
Where restructuring is no longer the right path, I also lead or support bankruptcy proceedings, ensuring the process is orderly and compliant with the law.
Support for creditors
Where relevant, I also advise creditors participating in restructuring and bankruptcy proceedings — assessing the debtor's situation, preparing a claim filing, and taking part in creditors' meetings.
Every case is different
The availability of each restructuring procedure depends on the specific situation of the company — including whether it is insolvent or merely at risk of insolvency, and the structure and size of its liabilities. Not every solution is available in every case, and the opening and course of proceedings also depend on the court and the creditors' conduct. The information above is general — the right path is established only after analysing the specific company's situation.
Questions and answers
Restructuring under Polish law is available to entities specified in the Restructuring Law, including companies and sole traders, that are insolvent or at risk of insolvency. The right procedure depends on the structure of liabilities, including the share of disputed claims, and on the company's operational situation — this always requires an individual case analysis.
The timeline depends mainly on how well the documentation is prepared before the announcement and on how the creditor vote proceeds. With a well-prepared case, the vote-collection process and the application for approval of the arrangement can move efficiently, but the statutory protection periods are limited, and every case has a different schedule.
Not automatically and not in every case — the scope of protection from enforcement depends on the chosen procedure and its stage. This is one of the first things I establish when analysing a company's situation.
Restructuring itself does not automatically mean staff reductions — the goal of most procedures is precisely to preserve business continuity. The actual impact on employment depends on the adopted restructuring plan and the company's condition afterwards, which is assessed individually.
The first contact is an informal conversation about the company's situation — by phone, email, or in person at the office in Katowice. It helps to have a general picture of liabilities, an approximate list of creditors, and basic financial data, but not having complete documentation is no obstacle to starting the conversation.
The cost depends on the scope and complexity of the case and the time involved — it cannot be determined without first analysing the situation. During an initial, no-obligation conversation, I outline the realistic scope of work, and an approximate cost can be established at that point.