Restructuring and insolvency - efficient action and concrete help in a crisis
I guide businesses through restructuring proceedings and help individuals prepare for consumer bankruptcy under Polish law. A clear diagnosis, honest explanations, and reliable support at every stage — no empty promises.
Polish law, explained for an international audience
All services described in this section relate to restructuring and insolvency proceedings conducted under Polish law. Polish legal institutions referred to here (such as an arrangement supervisor or a bankruptcy trustee) are not identical to equivalents in English, American, or other legal systems — where useful, we keep the Polish term and add a functional English explanation.
Restructuring and business continuity
An early diagnosis preserves the most options. I help establish whether restructuring is the right path, which of the available procedures fits the situation, and I guide the process step by step.
Consumer bankruptcy under Polish law — step by step
The first step is always a calm, individual conversation about your situation. I explain the rules in plain language and help prepare the case thoroughly.
Tomasz Zieliński
Tomasz Zieliński is a Polish licensed restructuring and insolvency practitioner authorised to act in statutory roles in restructuring and insolvency proceedings under Polish law, with 14 years on the market.
Based in Katowice, working mainly across the Silesia region, with clients from across Poland — including in English.
Articles on Polish restructuring and insolvency law
Questions and answers
For businesses
Availability and the choice of procedure depend on the specific situation of the company, including whether disputed claims stay under the statutory threshold. Assessment always requires analysing the individual case.
The arrangement approval procedure does not require formal court opening at the vote-collection stage — with documentation prepared in advance, the arrangement supervisor can announce the arrangement date relatively quickly. The pace always depends on how well-prepared the documents are and the circumstances of the specific case.
Not automatically and not in every case. The scope of protection from enforcement depends on the procedure used and the stage of the case.
For individuals
No. The court may set a creditors' repayment plan, and some obligations — such as maintenance (alimony) obligations — are never discharged. Discharge depends on the circumstances of the case and the court's decision.
If a home is part of the bankruptcy estate, it may be sold, but the law provides for an amount corresponding to rent for a set period to be allocated to the bankrupt individual. Details depend on the family and financial situation.
With a calm conversation about your situation. Only after analysing the facts can we establish whether, and how, to file a consumer bankruptcy petition.
Let's talk about your situation
An initial contact carries no obligation beyond a conversation.